VA Loans

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A VA loan is a mortgage loan program that is guaranteed by the U.S. Department of Veterans Affairs (VA) and is designed to assist eligible veterans, active-duty service members, and certain surviving spouses in obtaining home ownership.

VA loans are available to veterans, active-duty service members, National Guard members, Reservists, and some surviving spouses who meet certain requirements. One of the primary benefits of a VA loan is that it typically allows for 100% financing, meaning no down payment is required.

The current VA loan limit is $766,550.

It’s important to note that VA loans are provided by private lenders, such as banks and mortgage companies, and the VA only guarantees a portion of the loan.

If you think a VA loan would be a good option for your needs, please reach out to our team at Sterling Financial Services who are familiar with the program and can guide you through the application process.